Gold Zakat — One-Sentence Overview
Gold zakat is the obligation for Muslims with gold assets at or above the nisab (80.18g pure gold ≈ ₺240,000) to give 2.5% as zakat; the Hanafi school includes jewelry, while Shafi'i, Maliki, and Hanbali schools only require zakat on investment gold (bullion, coins).
Gold Types and Calculation Table (2026)
Pure gold gram price is approximately ₺3,000 as of April 26, 2026.
| Gold Type | Pure Gold Ratio | Nisab (gram) | Approx. Value (₺) |
|---|---|---|---|
| 24k (pure) | 100% | 80.18g | ~240,000 |
| 22k | 91.6% | 87.5g | ~240,000 |
| 18k | 75.0% | 106.9g | ~240,000 |
| 14k | 58.3% | 137.5g | ~240,000 |
Calculation Examples
Example 1: Hanafi Family
- • 22k bracelet: 80g
- • 14k earrings: 30g
- • Total gold value: ~₺330,000 (market)
- • Nisab exceeded (Hanafi: even silver nisab)
- → Zakat: 330,000 × 0.025 = ₺8,250
Example 2: Shafi'i — Investment Only
- • Republic gold coins: 10 (~75g)
- • Bullion gold: 100g
- • Jewelry for personal use — exempt
- • Investment gold value: ~₺525,000
- → Zakat: 525,000 × 0.025 = ₺13,125
Madhab Comparison: Jewelry Gold
| School | Jewelry Gold | Investment / Bullion | Preferred Nisab |
|---|---|---|---|
| Hanafi | Zakat applies | Zakat applies | Silver (561g ≈ ₺26,000) |
| Shafi'i | Personal use = exempt | Zakat applies | Gold (80.18g) |
| Maliki | Personal use = exempt | Zakat applies | Gold (80.18g) |
| Hanbali | Personal use = exempt | Zakat applies | Gold (80.18g) |
FAQ
What is the 2026 gold nisab?
Gold nisab is 80.18 grams of pure (24-karat) gold. As of April 26, 2026 market prices, this is approximately ₺240,000. Daily gold prices fluctuate; use the live rate in the Bakara 195 zakat form for an accurate value.
What is the gold zakat rate?
The gold zakat rate is 1/40 or 2.5%. If you have ₺200,000 worth of gold above nisab, you pay ₺5,000 in zakat.
Is zakat due on gold jewelry?
Hanafi school: yes, zakat applies even to jewelry held for personal use, because gold is both an ornament and a form of wealth. Shafi'i, Maliki, and Hanbali schools: no zakat on jewelry held for permissible personal use. For investment gold (bullion, coins) zakat is required in all four schools.
How is zakat calculated for 14k and 22k gold?
Calculated on the pure gold content. 14k is 58.3% pure gold; 22k is 91.6% pure gold. Calculation: gram weight × karat ratio × current pure gold price = value. Value × 0.025 = zakat. For practical purposes, most calculators (including Bakara 195) use the market value directly.
How are gold and silver nisab combined?
In Hanafi school, gold + silver + other commercial assets are combined under one nisab; if total value exceeds the silver nisab (561g ≈ ₺26,000), zakat is due. Shafi'i and Maliki schools treat gold and silver as separate nisabs.
How does a jeweler calculate zakat?
Jewelers holding gold inventory for commercial purposes pay 2.5% zakat on (inventory market value + cash + receivables - debts) at fiscal year-end. Annual zakat is calculated based on the business year.
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